The Retire Early Company
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House vs FIRE

Home Purchase vs FIRE Calculator

Buy with a home loan or rent and invest the difference? Compare freedom ages.

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Estimates, not guarantees. Projections assume steady average returns and inflation; real markets are bumpy, and returns are not guaranteed. This is an educational tool, not investment, tax or financial advice. See our methodology, assumptions & limitations Β· Last updated 25 October 2026.